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Facing the Holidays Short on Cash

Money, especially a shortage of money, may wreck your marriage. Holidays can ramp up the pressure.

If money comes between you and the most important person in your life this month, stop yourself before you lash out, become secretive, or avoid your spouse to avoid a confrontation. This is your chance to build a stronger, lasting bond. Don't blow it.

Holidays celebrate love: God's love, your love for your children, your love for each other. Love costs nothing. It needs no gift wrap. It requires no alcohol, no roast, no stamps.

Stay home from the mall, the Post Office, the supermarket. Stay home and write from your heart to those who matter in your life. Or record your memories of those you love. Love is what matters, no money needed.

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Patty Newbold is a widow who got it right the second time...

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